financial planning

financial planning

How to Start Investing with Little Money: The Guide I Wish I Had at 25

Robert Johnson

Learn how to start investing with little money in 2025. Step-by-step guide for beginners with practical strategies, best platforms, and avoiding common mistakes that cost thousands.

Should I Max Out 401k or Pay Off Debt: The Decision That Changed My Financial Life

Should I Max Out 401k or Pay Off Debt: The Decision That Changed My Financial Life

Robert Johnson

Should you max out 401k or pay off debt first? Learn the exact sequence that works, common mistakes that cost thousands, and how to make the right choice for your situation.

What is the 50/30/20 Budget Rule: The Simple Framework That Changed My Finances

Robert Johnson

Learn the 50/30/20 budget rule with real examples and practical tips. Simple budgeting framework that divides income into needs, wants, and savings for financial success.

How Much Should You Have in Emergency Fund: The Financial Safety Net

Robert Johnson

Learn how much to save in your emergency fund with this complete guide. Expert advice on building 3-6 months expenses, where to keep it, and avoiding common mistakes.

How Does Compound Interest Work: The Money Multiplier Explained

Robert Johnson

Learn how compound interest works with real examples and calculations. Discover the Rule of 72, avoid common mistakes, and maximize your wealth with practical strategies.